Wednesday, February 17, 2021 In any business, there is a chance of someone getting sick or sustaining an injury. All work involves manual labor, no matter how sedentary your job might be. Still, when work leads to injuries, it is the employer who might suffer, and the employer who will often have to take responsibility. READ MORE >>
Tuesday, January 19, 2021 When looking for health insurance, you may hear about inpatient vs. outpatient care about what is or isn’t covered by your policy. These two terms refer to care that is either in the hospital or outside of it. Inpatient care refers to medical care that concerns a hospital stay while outpatient care includes essentially all medical care that does not require hospitalization. READ MORE >>
Tuesday, December 29, 2020 Every purchase you make is going to come at a cost. Your insurance investments are no different. If you are planning to buy life insurance, then you are going to have to pay for it. However, the fact is that what you pay for your plan is going to be different from what your neighbor pays for theirs. READ MORE >>
Tuesday, November 24, 2020 Commercial auto insurance is a policy designed to cover a business’ vehicles used for work purposes. If you use vehicles at any point in your line of work aside from commuting, you will need commercial auto insurance. READ MORE >>
Friday, October 30, 2020 There are many different types of recreational vehicles, all separated into classes. Knowing what class your RV falls into can help you determine what type of insurance you need on your vehicle. Class A Class A RVs are generally big rigs at least 20 feet long or longer. READ MORE >>
Thursday, September 17, 2020 Farms and ranches face unique types of risks compared to other businesses, as they often involve keeping live animals such as livestock. According to insurance, livestock may include: Buffalo Cattle Bison Horses Goats Sheep Alpacas Llamas Deer Elk READ MORE >>
Friday, August 14, 2020 Many people put a lot of money into their motorcycle. They likely use their motorcycle insurance as a cushion against costly accidents. However, at times, certain equipment you place on your bike might not have coverage. For these items, you might need to buy additional coverage. Here’s how to do so. READ MORE >>
Wednesday, July 15, 2020 Businesses must meet certain health, safety and operational codes. These regulations might require businesses to buy certain insurance coverage, and specific requirements vary. Still, there are few requirements for one type of coverage: commercial general liability (CGL) insurance. READ MORE >>
Monday, June 15, 2020 No matter what state you live in, there's always a risk that you'll run into some sort of animal while you're on the road. Even people who drive as carefully as possible can't always predict what's coming right around the corner. Whether it's a deer or a dog, you might ask if you can file a claim for any damage your car sustained in the accident. READ MORE >>
Friday, May 15, 2020 When filing a home insurance claim for property damage or loss for the first time, what should you expect from the process? There are several items you need to have in place to facilitate the process for your home insurance provider. Here's a list of 5 essential steps you can take to make the claims filing process easier for you and the insurer. READ MORE >>
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